Some time ago, I wrote a two-part article looking at the US government’s student loan forgiveness programs. My conclusion after running the numbers was that in most cases, the borrower saves little to no money in those programs compared to simply paying the loan off early. However, the one big exception I made was for the […]
15 Ways to Know You’re Bad at Math
Remember, O Stranger! Arithmetic is the first of the sciences and the mother of safety.” – Louis D. Brandeis (probably quoting Sophocles) I was a high school math teacher for a couple of years, and it seemed that every couple of months some unmotivated student (usually a slovenly and unkempt jokester slouching in the back […]
Book Review: The Simple Path to Wealth by JL Collins
Of all topics we’ve written about on Saving the Crumbs, the one we probably get asked about the most is investing. I’ve dipped my toe into the subject here and there on occasion, but I’ve been content to direct most people to the “Stock Series” by JL Collins. It’s one of the most succinct and […]
Student Loan Forgiveness: Running the Numbers
In our last post, we began the discussion on the federal student loan forgiveness programs in the US by explaining briefly how they work and posed a few questions for consideration. All that information is essential to make sense of what we are going to cover in this article. So hop back over there to get […]
Student Loan Forgiveness: Too Good To Be True?
There has been more than one individual who has asked if I’ve heard about the US government’s student loan forgiveness program, and whether it was a good idea. Actually, the conversations usually go something like this: “I know you’re into saving money and stuff, don’t you think the student loan forgiveness program would be an […]
Don’t Buy Stuff You Cannot Afford
Sometimes getting control of our money just involves a little common sense. But common sense isn’t always so common these days. To illustrate, this parody sketch from about 10 years ago provides an example of how some very simple, common sense money principles have become so hard to understand nowadays:
Our 2015 Finances Exposed!
It’s that time again, ladies and gentlemen, when we pull back the curtain and share how much we earned, gave away, spent, and saved in the past year. If you’re new to this blog, we’ve shared our figures before and you can check out the numbers for years 2011-2013 here, and you can check out […]
Reader Case Study: Student Loans, Weddings, and Family. Oh My!
Every so often, we get asked questions that could be instructive to many of our readers. We recently got asked some such questions by a reader named Gina, and so I thought I’d share my response in the form of this post. Let’s take a look at her situation: I’d like your advice on the following: […]
