These are some services and products that we have used ourselves, many of which help us save significant amounts of money. We have written about some of them already and links to the respective posts are included below. Some of the links are affiliate/referral links so thanks in advance if you choose to sign up through them.
A great online banking solution that Deb and I have used for a number of years. 24/7 customer service, the highest interest rates in the industry, and no hidden gotcha fees.
Another excellent online banking solution that we’ve used as well. It has some differing advantages to Ally, one being that you get a sign-on bonus just for opening an account with them!
This is the company where Deb and I currently have our retirement accounts. Basically all of our equity and bond investments are with Vanguard. We’re believers in the indexing philosophy of investing and Vanguard has some of the longest running as well as lowest costing index funds currently available.
A competitor to Prosper, operating with the same peer-to-peer lending business model. I believe Lending Club is the larger of the two operations and recently become a publicly traded company. I personally have more experience with Lending Club and have averaged close to 9% annualized returns with them so far.
A free online personal finance tracking service. Mint is one of the best free solution there is for keeping all of your personal finances organized and up-to-date in one place. It’ll interface with all major financial institutions, it has good budgeting and reporting features, and it’s available on all mobile platforms as well. A great way to keep track of our spending as well as our net worth. An indispensable tool for any self-respecting Crumb Saver.
A free online account aggregator that specializes in investments. It does much of what Mint does, but bringing all your financial information together in one place to track your income and expenses plus net worth. However, it includes an incredible array of features that gives you detailed views of your investments including your asset allocation, projections of what your allocation would return, and comparisons of your portfolio to other popular stock market indexes. We haven’t used it as long as Mint, but we plan on using both services.
You can check it out and sign up here. The best part is that Personal Capital will give you a $10 Amazon Gift card if you sign up through this link and successfully link a personal financial account with them. We’ll also get a referral bonus if you do too.
If your taxes aren’t too complicated TurboTax is great free option for filing your own taxes. Even if your taxes are a bit more complicated, and you’re willing to roll up your sleeves a little bit, it’s a great service. We’ve used TurboTax for our tax filings for many years now.
You can check it out and sign up here.
You’ve probably seen the GEICO gecko by now. We use them for our auto and homeowners insurance. We were with different insurance companies before and GEICO has won us over with their competitive rates, excellent customer service, and easy online interface.
You can check it out and sign up here.
A medical expense sharing service that is not officially insurance, but effectively functions as health insurance. Members are also exempt from the Affordable Care Act insurance mandate. In our case, we found it to be much cheaper than regular insurance alternatives on HealthCare.gov.
An online rewards program where users can earn virtual currency to redeem for real-life rewards. It sounds like a scam, but it actually is legit. Some of the ways to earn Swagbucks can be a bit gimmicky and it can be a big time waster if you aren’t careful, but with Swagbucks I was able to redeem enough Amazon gift cards to essentially pay for all my textbooks through graduate school. Not for everyone, but can be helpful if used wisely.
Sign up here, or read our post about it here: How to Never Pay Full Price for Anything with Swagbucks.
An online e-rebates service where you get a percentage cash back on online purchases for just about any store simply by clicking through their website first. This is a totally legit service where you should never have to pay full price for anything you buy online again.
Sign up here, or read our post about it here: How to Never Pay Full Price for Anything with TopCashback.
Cardpool is a great service where you can buy gift cards for hundreds of retailers at a discount. (Sometimes they are significant!) They also will buy back your used gift cards in exchange for cash at a price that’s lower than face value. This is an ingenious idea and useful for the Crumb Saver to get just about anything at retail stores for less than full price.
Sign up here, or read our post about it here: How to Never Pay Full Price for Anything with Cardpool.
My family switched over to Cricket and now get unlimited calling, text, and data (with a 2.5 GB monthly high-speed limit) for only $20/month per line (taxes included!) all with NO CONTRACTS. Cricket is owned by AT&T and so it operates on the same network and AT&T phones don’t need to be unlocked to work. Not sure why I would ever go back to regular contract-based cellphone service. Signing up through our affiliate link will even get you a $25 credit toward your bill after two billing cycles!
Glyde is a unique online marketplace for used electronic goods that tries to offer the lower prices of peer-to-peer device sales as well as the guarantees of an actual online retailer to entice buyers. They also strive to offer better resale prices to sellers of used electronics than trade-in-for-cash services. It’s an interesting service worth considering if in the market to buy or sell used electronics, particularly smartphones.
The best, affordable grocery store in America in our humble opinion. You can check out Deb’s full series to get the full scoop.
If you travel a fair bit like we do, you realize that parking at an airport can get extremely costly. Enter Airport Parking, Inc. An online service where you can pre-pay for off-site parking at many major airports in the US. Read the fine print, but most parking options are only a few miles away and include free shuttle service. We regularly score parking for less than $3 a day in Atlanta.
Stay tuned for a post about Airport Parking, Inc., but you can check it out or sign up here.
This is the platform that this blog you’re reading is running on. This is the dominant self-hosted platform online, not to be confused with WordPress.com which is not self-hosted.
Check WordPress.org out here.
This is the framework that we use on top of WordPress to run this blog. Powerful and elegant. Great option if you are interested in this sort of thing.
Check Genesis out here.
This is the hosting service that we use for this blog. It got good ratings and had the lowest price at the time with also a money-back guarantee. So far so good.
Check JustHost out here.